Why sequencing is hard
In tight markets, an offer contingent on selling your current home is at a disadvantage. But most buyers need that equity for the new purchase. Bridge structures exist precisely to solve that gap.
The common approaches
Short-term bridge financing secured by your current home, a line of credit drawn before listing, or a purchase structured to be refinanced once the sale closes. Each has its own timing assumptions.
Plan it early
These structures need to be arranged before you are under contract, not after. If you are thinking about a move in the next year, that is the right time to map it out.
Common questions
- What if my current home takes longer to sell than expected?
- That risk is exactly what we plan for up front — term length, exit options and what happens if the timeline slips. It should be part of the conversation before you commit.